Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To lead, develop and manage credit evaluation and credit risk teams in support of Premium, Growth & Enterprise Portfolio (“the Segments”) asset growth targets for the Western Cape . To comprehensively manage the credit risk of the lending portfolio of “the Segments” for the Local Markets, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite. Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the BB aspiration. To have overall responsibility for a designated Segment and to champion/sponsor all strategies and processes related thereto.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
8-10 years
Credit evaluations experience, preferably across Business related clients’. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes. Previous experience in managing a team responsible for the account management of a lending portfolio from a risk/credit perspective. Previous people management experience. Previous Agri credit experience and/or Structured and Specialised Lending credit experience is an advantage.
Additional Information
Behavioural Competencies:
- Developing Relationships
- Leading People
- Embracing Change
- Empowering Individuals
- Making Decisions
- Resolving Conflict
Technical Competencies:
- Interpretation and Execution
- Evaluating Risk Management Effectiveness
- Risk Principles
- Legal Principles – Collateral and recovery processes
- Credit Granting
- Credit Process
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
